Why Health Insurance Is Essential for Hospitality and Gig Workers in Canada

Introduction:

In Canada, hospitality and gig workers play a vital role in our economy. Yet, many of these hardworking individuals are left without access to employer-provided health and dental benefits. This gap leaves them vulnerable to unexpected medical expenses that can derail their financial and physical well-being.

If you’re a part-time, contract, or gig worker, you might think health insurance is out of reach. But the truth is, it doesn’t have to be.

The Hidden Costs of Going Without Insurance:

Imagine this: You chip a tooth at work, and the dentist quotes $1,200 for the repair. Without insurance, that’s a financial hit you may not be ready for. The same goes for physiotherapy after a workplace injury or mental health support during tough times.

Health insurance isn’t just about covering major emergencies; it’s about having peace of mind, knowing you’re protected against everyday health costs.

Barriers Workers Face:

For many workers in hospitality or gig jobs, traditional health insurance plans feel unattainable. Why?

• You don’t work enough hours to qualify for employer-sponsored benefits.

• Individual insurance plans are expensive and come with exclusions for pre-existing conditions.

• Coverage feels complicated and overwhelming to navigate.

  
  

A Solution Designed for You:

That’s where The Industry Plan (TIP) comes in. Designed specifically for workers without employer benefits, TIP eliminates barriers and provides:

• No health questions or exclusions for pre-existing conditions.

• Affordable group rates.

• Coverage you can take with you, no matter where you work next.

  
  

Take the Next Step:

You work hard, and you deserve protection that works for you. Visit mytip.ca to learn more about The Industry Plan and how it can give you the peace of mind you need.